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Privacy policy

How we handle information when you visit Retirement Scientist or request an introduction.

Effective October 1, 2026
On this pageWho we areInformation we receiveHow we use informationSharing and introductionsData securityChildren's privacyYour choicesContact

Who we are

Retirement Scientist is a brand of MCRE Services Ltd (“we,” “us,” or “our”). We provide general retirement and annuity information and help people connect with financial advisors and insurance agents. We do not sell insurance or financial products or provide personalized financial advice.

This policy describes our handling of information related to this website and our matching experience. If a professional contacts you, that professional’s own privacy practices may also apply.

Information we receive

We may receive information you choose to provide, such as your name, contact details, retirement interests, financial goals, and answers to a matching questionnaire. Do not submit account numbers, passwords, or other sensitive credentials through general contact channels.

When you use the website, technical information such as device type, browser, pages viewed, referring page, and approximate location derived from an IP address may be collected through site operations or analytics. Cookies or similar technologies may be used to operate the site, understand usage, and improve the experience; your browser settings may let you control them.

The matching questionnaire opens separately. Review its notices before submitting your information.

How we use information

  • To respond to your requests and help identify a financial professional for an introduction.
  • To operate, maintain, and improve our website and matching experience.
  • To communicate with you about your inquiry, subject to applicable permissions.
  • To address misuse, protect the service, and meet applicable legal obligations.

We do not use this website to issue insurance policies, provide investment advice, or make decisions about your eligibility for a financial product.

Sharing and introductions

If you request a match, information you submit may be shared with financial advisors and insurance agents so they can assess whether they can assist and contact you, subject to applicable permissions. These professionals are separate from MCRE Services Ltd and may have their own terms and privacy policies. We do not sell your personal information, and we do not share it with third parties for their own marketing or advertising purposes.

Information may also be handled by providers that support website hosting, communications, analytics, or the matching questionnaire, acting on our behalf, and may be disclosed when required by law or to protect legal rights. If MCRE Services Ltd is ever involved in a merger, acquisition, or sale of assets, information may be transferred as part of that transaction, subject to this policy. We do not represent that every request will result in a match.

Your choices

You can choose not to submit a matching questionnaire. You can also use your browser controls to manage cookies. To ask about information you have shared, request a correction or deletion, or raise a privacy question, email us at hello@retirementscientist.com. We will assess requests in light of applicable law and any information we are required to retain.

If you receive messages from a professional, contact that professional directly about their communications or privacy practices. Any opt-out instructions in a message can also be used.

Data security

We use reasonable administrative, technical, and physical safeguards designed to protect the information we handle from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

Children's privacy

This website and our matching experience are not directed to individuals under the age of 18, and we do not knowingly collect personal information from them. If we learn that we have collected such information, we will take steps to delete it promptly.

Other websites and changes

This site may link to websites operated by others, including the matching questionnaire and sites of financial professionals. Their practices may differ from ours. We may update this policy from time to time; the effective date above shows when this version took effect.

Contact

For privacy questions, contact MCRE Services Ltd at hello@retirementscientist.com.

See also our Terms & conditions.

RetirementScientist

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Retirement Scientist is a brand of MCRE Services Ltd. We provide general information and introductions to financial advisors and insurance agents. We do not sell insurance, financial products, or advisory services, and we do not provide personalized financial advice. Annuity terms and guarantees depend on the issuing insurer. Review any recommendation and product documents with a qualified professional.

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